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    Corporate business loans by AOFS
    Most trusted finance brand in Oman

    Al Omaniya Financial Services is a premier financial institution in the country, offering diverse financial solutions across the broad spectrum of economy. The company started its operation in the year 1997 and has consistently grown year after year, building strong fundamentals, creating and utilizing every growth opportunities, and in the process rewarding each and every stakeholder in its way. The company started its operations as a retail asset finance institution and along its journey in tandem with economic growth, diversified its product lines and today it stands as a complete corporate financial solution provider along the same line as a commercial bank, but with unique difference of personalized touch and tailor made financial solutions to all its clients. The company has had a consistent and impressive growth and profitability record.

    The company operates in three verticals, retail asset finance providing loans for acquisition of vehicle to salaried and self-employed individuals, providing asset finance, equipment leases, working capital loans, bill discounting, debt factoring, bridge finance, project loans, construction loans for warehouse and factories for large Corporate business houses and SMEs in all sectors of the economy and personal loans for white and brown goods for salaried and self-employed individuals. The company has maintained its record of paying consistent dividend without interruption since inception.The cumulative dividend paid to shareholders is 466.33% since inception.

    The company has been rated as Number One Non-Banking Financial Institution by 'Business Today and Ernst Young Survey" for the years 2006, 2008, 2010, 2011 and 2012. The company has been awarded the Best SME for the year 2001 and also was awarded as one of the top performing companies across all sectors in Mid cap segment in the years 2010 and 2011. The company has also been conferred with the "Best Enterprise" Award '2014 from the prestigious Europe Business Assembly [EBA] in an event held at Oxford, United Kingdom

    1. Reschedulernent Charges Individual & SME Others
    2. Charges (per issue) for the Issue of Release letter, Statement of account, no due certificate, letter of NOC to change Mulkiya Status, number plate change, balance confirmation etc.. 2
    Charges (per issue) for the Issue of duplicate Release letter, Statement of account, no due certificate, letter of NOC to change Mulkiya Status, number plate chnage, balance confirmation etc.. 4
    3. Cheque Return Charges per dishonor 5
    4. For the dishonor of cheques, the customer shall be levied in addition to the interest at the original effective rate of interest on overdue installments for the extended period a Penal Interest @ 2% p.a. until payment thereof, such interest to run from day to day and to accrue after as well before any judgement.
    5. Replacement of Post Dated Cheques ( per cheque) 1
    6.. Cheque deferment charges for each month in addition to the normal interest for the extended period 5
    7. Pre Payment / Foreclosure Charges of 1% of the outstanding loan balance as on the date of the settelement of loan .
    8.. Processing fee optional at the dicreation of the management upto 3%
    9. Legal and documentation charges based on the volume of work
    Most trusted finance brand in Oman
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